J’s Cars can assist you in obtaining your car loan if you like. We have several banks and lending institutions we can go through but can only help those that have a Beacon score of 530 or higher.

Because your privacy is most important to us we would prefer to take an application over the phone or in person. If you would like to apply for a loan feel free to call us at 1-800-831-3001 and let our Credit Experts go to work for you. Below is a simple Loan Calculator that you can use to get an idea of what type of down payment and monthly payment you might be facing.

To calculate your monthly car payment, follow these steps:

• Enter Sales Price of the vehicle.
• Enter the number of months you wish to finance
• Enter the interest rate.
• Enter the total of Down Payment + Trade In Value - Trade In Payoff amount.
• Click on the "Do the Math" button and the estimated monthly payment will appear.